| Name |
Principal Financial Group |
Standard Life Insurance |
Metropolitan Life |
MassMutual Financial Group |
| Underwriter |
Principal |
Standard |
Metropolitan |
MassMutual |
| Eligibility |
MS III & MS IV |
MS III & MS IV |
MS III &
MS IV |
MS IV |
| Premium |
Age Dependent Unisex rates Female or Male
Age 25 $25.32/mo |
Age Dependent Unisex
rates Female or Male
Age 25 $24.38 |
Age Dependent Sex Distinct rates
Age 25 Female $40.79 Male $28.71 |
90-Day waiting period Male or Female $35.32/mo.
|
| Maximum Benefit Available |
$1500/mo. |
$2000/mo. |
$2000/mo. |
$1500/mo. |
| Total Disability |
Unable to perform substantial & material duties of your occupation and not working |
Unable to perform substantial & material duties of your occupation. Even if gainfully employed. |
Prevented from performing the material and substantial duties of the insured's regular occupation and not working. |
Unable to perform substantial and material duties of your occupation and not working. |
| Residual or Partial benefits |
Yes |
Yes |
Yes |
Yes |
| Nervous/Mental, Drug, Alcohol, Abuse Claims |
Payable for full benefit period. |
Limited to 2 year benefit payment Unless hospital confined. |
Payable for full Benefit period. |
Payable for 2 years with no aggregate lifetime limit (isolated event). |
| Can Premiums or Policy Provisions Change? |
No |
No |
No |
|
| Contact |
T. Jeffrey Przybyla, CLU
Anne M. Day, RHU
Life Brokerage, Inc.
13101 N.W. Freeway; Suite 230
Houston, Texas 77040
713-895-8181
800-338-7138
www.lifebrokerageinc.com |
Fabian Ledesma MassMutual Fin. Group
1980 Post Oak Blvd.
Suite 1700
Houston, TX. 77056
713/968-6115 Fledesma@finsvcs.com
Disability Insurance main page |
