Disability Insurance Available To Medical Students
The University of Texas Medical Branch does not require students to have disability insurance, but strongly recommends that students consider whether they should purchase their own coverage.
This information is subject to change without notice. Please call the contacts listed to verify provisions of coverage and premium rates.
| Name | Principal Financial Group | Standard Life Insurance | Metropolitan Life | MassMutual Financial Group |
|---|---|---|---|---|
| Underwriter | Principal | Standard | Metropolitan | MassMutual |
| Eligibility | MS III & MS IV | MS III & MS IV | MS III & MS IV |
MS IV |
| Premium | Age Dependent Unisex rates Female or Male Age 25 $25.32/mo |
Age Dependent Unisex rates Female or Male Age 25 $24.38 |
Age Dependent Sex Distinct rates Age 25 Female $40.79 Male $28.71 |
90-Day waiting period Male or Female $35.32/mo. |
| Maximum Benefit Available | $1500/mo. | $2000/mo. | $2000/mo. | $1500/mo. |
| Total Disability | Unable to perform substantial & material duties of your occupation and not working | Unable to perform substantial & material duties of your occupation. Even if gainfully employed. | Prevented from performing the material and substantial duties of the insured's regular occupation and not working. | Unable to perform substantial and material duties of your occupation and not working. |
| Residual or Partial benefits | Yes | Yes | Yes | Yes |
| Nervous/Mental, Drug, Alcohol, Abuse Claims | Payable for full benefit period. | Limited to 2 year benefit payment Unless hospital confined. | Payable for full Benefit period. | Payable for 2 years with no aggregate lifetime limit (isolated event). |
| Can Premiums or Policy Provisions Change? | No | No | No | |
| Contact | T. Jeffrey Przybyla, CLU Anne M. Day, RHU |
Fabian Ledesma MassMutual Fin. Group 1980 Post Oak Blvd. Suite 1700 Houston, TX. 77056 713/968-6115 Fledesma@finsvcs.com |
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We are proudly located in the historic Ashbel Smith Building, affectionately known as 'Old Red'.
Second Floor, Room 2.210
Mailing address:
Office of Enrollment Services
The University of Texas Medical Branch
301 University Boulevard
Galveston, Texas 77555-1305
Ph: (409) 772-1215
Fax: (409) 772-4466
enrollment.services@utmb.edu
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