How Students Are Funded - Undergraduate Students

Students are funded for three terms during the school year; Fall, Spring and Summer. Fall disbursements are initiated 10 days before classes begin.  Spring disbursements are initiated in January when the University reopens after winter break and summer disbursements are initiated 10 days before classes begin.  After eligibility is determined, students are funded in the following order:

  1. Federal Pell Grant – This is an entitlement program, and eligibility is determined by a combination of a student’s enrollment status and expected contribution. Amounts range from $400 to $4,050 per year, based on full-time enrollment. Students enrolled less-than-half-time may also be eligible for funding. Only students who have not already completed a Bachelors Degree are eligible to be considered for these funds.

  2. Federal Supplemental Educational Opportunity Grant (FSEOG) – Priority is given to those students with exceptional financial need. Recipients are typically those with the lowest Expected Family Contributions (EFC’s), who will also receive Federal Pell Grants as part of their financial aid.

  3. Federal Direct Student Loan (FDSL) – The FDSL is awarded for the Fall and Spring terms up to the program maximum or student’s financial need, whichever is lower. The maximum amount a student may borrow is $5,500 per year, up to a cumulative total of $23,000. Students who have previously borrowed through the Federal Stafford Loan Program will have those amounts added to the amount of FDSL borrowed at UTMB to arrive at the cumulative amount borrowed.

  4. Institutional Need-Based Grants & Scholarships – Need-based grants & scholarships are awarded to students who have received the maximum amount of funding for which they are eligible under the Federal Pell, FSEOG and FDSL Programs. $1,000 to $2,000 awards are made on a “funds-available” basis.

Students who are considered independent for Federal financial aid purposes must provide parent data in order to be considered for Institutional funding. Providing parent data will not, and can not, be used to calculate or change your eligibility for Title IV Federal financial aid .

  1. Texas Public Education Grant (TPEG) – TPEG funding is awarded to students with the highest financial need, as long as funds are available. The amount awarded is determined by student’s cost of attendance and expected contribution.

  2. Texas Grant – Texas Grant funding is available to prior recipients who are maintaining the program’s satisfactory academic progress standards. Eligibility is confirmed with the State before an award is made. If funded, the entire amount of the student’s tuition and fees must be covered by either the Texas Grant or a combination of the Texas Grant and other grant funding (excluding Federal Pell Grant funds). Students who completed an Associates Degree prior to enrolling at UTMB may apply for initial funding if they believe they meet the criteria. Additional Information about the Texas Grant Program can be found at:

  3. Federal Work-Study (FWS) – the FWS Program allows students to earn, rather than borrow, part of their financial need. Positions are available both on campus and in the local community. In addition, FWS earnings are not considered when calculating your Expected Family Contribution in subsequent years. Enrollment Services maintains a listing of available positions at

  4. Federal Perkins Loan (FPLP) – Students are awarded up to $3,000 per year, up to a cumulative total of $20,000. This cumulative total includes Federal Perkins Loans borrowed at other schools.

  5. Nursing Student Loan (NSL) – Students may be awarded up to $4,000 per year, to a cumulative total of $13,000. Recipients must be a U.S. citizen or eligible non-citizen, enrolled at least half-time, and in good academic standing.

  6. Institutional Loans – Institutional Loans are awarded in accordance with the terms of each program, up to the student’s calculated financial need.

  7. Health Education Student Loan Program (HELP) – This is a state funded loan program for students pursuing degrees in the health professions. Applicants must be a permanent U. S. Resident, enrolled at least half time, and demonstrate financial need. The annual maximum is $12,500, up to a cumulative total of $$50,000.

  8. Minnie Stevens Piper Foundation Student Loan Fund – This loan program is available to students who have first applied for Federal Student Aid. Students may receive up to $1,000 per term, for all three terms each year. A maximum of $10,000 may be loaned to any one student. Applicants must be a U.S. Citizen or permanent non-resident and a full time student. A separate application must be completed and submitted to the foundation. It can be found at

  9. Non-Need Based Student Loans – These loans are used to fill any remaining financial need and/or to replace the student’s Expected Family Contribution. The maximum eligibility is the student’s Budget less any Financial Aid and other Resources, up to the program’s maximum allowable amount.

    1. Federal Direct Unsubsidized Student Loan (FDUSL) – Students who are independent for financial aid purposes may borrow their Budget less Financial Aid and other Resources, up to the program maximum.

    2. Federal Direct Parent Loan (FDPLUS) - Students who are dependent for financial aid purposes may borrow their cost of attendance minus other aid.

    3. Alternative Loans – These lenders offer loan programs through which students may borrow up to their amount of their Budgets less Financial Aid and other Resources, up to the programs’ maximums. Co-signers are usually required.




Old Red

We are proudly located in the historic Ashbel Smith Building, affectionately known as 'Old Red'.

Second Floor, Room 2.210

Mailing address:
Office of Enrollment Services
The University of Texas Medical Branch
301 University Boulevard
Galveston, Texas 77555-1305

Ph: (409) 772-1215
Fax: (409) 772-4466

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