Navigate: Select to Navigate... - Admissions - Financial Aid - Records and Enrollment - Scholarships - Student Accounts - mySTAR Admissions Financial Aid Records and Enrollment Scholarships Student Accounts mySTAR Disability Insurance Available To Medical StudentsThe University of Texas Medical Branch does not require students to have disability insurance, but strongly recommends that students consider whether they should purchase their own coverage. Information about the types of disability insurance and reasons medical students should consider this coverage is available online at http://www.doctordisability.com/medical_student_disability_insurance.The information below is subject to change without notice. Please call the contacts listed to verify provisions of coverage and premium rates.NamePrincipal Financial GroupStandard Life InsuranceMetropolitan LifeMassMutual Financial GroupUnderwriterPrincipalStandardMetropolitanMassMutualEligibilityMS III & MS IVMS III & MS IVMS III & MS IVMS IVPremiumAge DependentUnisex Rates Female or MaleAge 25 $25.32/moAge DependentUnisex Rates Female or MaleAge 25 $24.38/moAge DependentSex Distinct RatesAge 25 Female $40.79/moAge 25 Male $28.71/mo90-Day waiting periodMale or Female $35.32/moMaximum Benefit Available$1500/mo$2000/mo$2000/mo$1500/moTotal DisabilityUnable to perform substantial & material duties of your occupation and not workingUnable to perform substantial & material duties of your occupation. Even if gainfully employed.Prevented from performing the material and substantial duties of the insured's regular occupation and not working.Unable to perform substantial and material duties of your occupation and not working.Residual or Partial benefitsYesYesYesYesNervous/Mental, Drug, Alcohol, Abuse ClaimsPayable for full benefit periodLimited to 2 year benefit paymentUnless hospital confinedPayable for full benefit periodPayable for 2 years with no aggregate lifetime limit (isolated event)Can Premiums or Policy Provisions Change?NoNoNo ContactT. Jeffrey Przybyla, CLUAnne M. Day, RHULife Brokerage, Inc.13101 N.W. Freeway; Suite 230Houston, Texas 77040713-895-8181800-338-7138www.lifebrokerageinc.comFabian LedesmaMassMutual Fin. Group1980 Post Oak Blvd.Suite 1700Houston, TX 77056713/968-6115Fledesma@finsvcs.comDisability Insurance main page