Disability Insurance Available To Medical Students

The University of Texas Medical Branch does not require students to have disability insurance, but strongly recommends that students consider whether they should purchase their own coverage. Information about the types of disability insurance and reasons medical students should consider this coverage is available online at http://www.doctordisability.com/medical_student_disability_insurance.

The information below is subject to change without notice. Please call the contacts listed to verify provisions of coverage and premium rates.


NamePrincipal Financial GroupStandard Life InsuranceMetropolitan LifeMassMutual Financial Group
UnderwriterPrincipalStandardMetropolitanMassMutual
EligibilityMS III & MS IVMS III & MS IVMS III & MS IVMS IV
PremiumAge Dependent
Unisex Rates Female or Male

Age 25 $25.32/mo
Age Dependent
Unisex Rates Female or Male

Age 25 $24.38/mo
Age Dependent
Sex Distinct Rates

Age 25 Female $40.79/mo
Age 25 Male $28.71/mo
90-Day waiting period
Male or Female $35.32/mo
Maximum Benefit Available$1500/mo$2000/mo$2000/mo$1500/mo
Total DisabilityUnable to perform substantial & material duties of your occupation and not workingUnable to perform substantial & material duties of your occupation. Even if gainfully employed.Prevented from performing the material and substantial duties of the insured's regular occupation and not working.Unable to perform substantial and material duties of your occupation and not working.
Residual or Partial benefitsYesYesYesYes
Nervous/Mental, Drug, Alcohol, Abuse ClaimsPayable for full benefit periodLimited to 2 year benefit payment
Unless hospital confined
Payable for full benefit periodPayable for 2 years with no aggregate lifetime limit (isolated event)
Can Premiums or Policy Provisions Change?NoNoNo 
ContactT. Jeffrey Przybyla, CLU
Anne M. Day, RHU

Life Brokerage, Inc.
13101 N.W. Freeway; Suite 230
Houston, Texas 77040
713-895-8181
800-338-7138
www.lifebrokerageinc.com
Fabian Ledesma
MassMutual Fin. Group

1980 Post Oak Blvd.
Suite 1700
Houston, TX 77056
713/968-6115
Fledesma@finsvcs.com
Disability Insurance main page

Contact Information

Mailing Address:
Office of Enrollment Services
The University of Texas Medical Branch
301 University Boulevard
Galveston, Texas 77555-1305

Phone: 409-772-1215
Fax: 409-772-4466


Email Addresses:
Admissionsenrollment.services@utmb.edu
Financial Aidsfinaid@utmb.edu
Records and Enrollmentenrollment.services@utmb.edu
Scholarshipsscholarships@utmb.edu
Student Accountssfinsvcs@utmb.edu
 
 
 
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